Auto Service Protector+

ELIGIBLE BUSINESSES: Air Conditioning Shops Auto Repair Shops/General Auto Service Auto Seat Cover, Tops & Upholstery Shops Body and/or Paint Shops with a U.L. Approved spray booth Brake Shops/Muffler Shops Diagnostic Shops Electrical Repair Shops Frame Alignment Shops Radiator Shops Smog Control Centers/Tune-up Shops Transmission Shops ANY OF THE FOLLOWING EXPOSURES IN CONJUCTION WITH AN ELIGIBLE AUTO SERVICE OR REPAIR SHOP REQUIRES PRIOR  COMPANY APPROVAL: Incidental Auto Parts/Accessories sales Boat Repairs Car Washes/Detail Shops Engine Rebuilding Frame Alignment/Straightening Hitch/Plow Installation Mobile Repair RV Repair Stereo Installation Quick Lube & Oil Trailer Sales Tire Dealers Truck Repair greater than two (2) ton GVW    INELIGIBLE BUSINESSES / EXPOSURES: AUTO RESTORATION AUTO PART/BODY FABRICATION BUS REPAIR EQUIPMENT RENTAL EQUIPMENT REPAIR EMERGENCY VEHICLES GAS STATIONS GOVERNMENT/MUNICIPAL AUTOS LIMOUSINE REPAIR/SERVICE MAJOR ENGINE REBUILDING MOTORCYCLE/ATV REPAIR OR MAINTENANCE ROADSIDE/EMERGENCY REPAIR SNOWMOBILE REPAIR TAXICAB REPAIR/SERVICE TOWING SERVICE VALET PARKING VAN CONVERSION The above list of of prior approval exposures and ineligible businesses are not inclusive.  These are the most common exposures and risks that are declined coverage in the program.  Underwriting judgement plays an important role in our overall risk selection process.  We reserve the right to underwrite and/or decline any risk based on individual risk characteristics and hazards.