Coverages available:

• Garage Liability up to $1,000,000 CSL
• Hired & Non-owned auto
• Drive other car coverage
• Medical Payments – up to $5,000 per person
• Federal Odometer Errors and Omissions
• Title Errors and Omissions.
• Truth in Lending Errors and Omissions.
• Broad Form Products
• Broadened Coverage – Garage (Includes Personal and Advertising Injury, Host Liquor Liability, Fire Legal Liability up to $50,000 any one fire, Incidental Medical Malpractice, Non-owned Watercraft)
• Owner’s of Premises – Landlord protection
• Commercial General Liability - Lessor’s Risk
• Fire Legal Liability
• Uninsured Motorists coverage
• Underinsured Motorists coverage – where applicable
• Personal Injury Protection – where applicable by law
• Garagekeepers – Legal Liability and Direct Primary
• Dealer’s Physical Damage: Dealer’s Open Lot / Dealer’s Blanket (limit restrictions vary by state)
• Real & Business Personal Property
• Business interruption (Business Income)
• Sign coverage
• Employee Tool coverage
• Electronic Data Processing coverage (computer coverage)
• Employee Dishonesty, Forgery and Alteration, Theft, Disappearance & Destruction of money
• Equipment Breakdown (when property coverage is written)

All coverage subject to underwriting approval and may not be available to all risks.  In some cases risks may not qualify for coverages or certain limits based on factors including but not limited to: prior loss experience, years of experience, property conditions, location, and business practices.  We reserve the right to underwrite and decline to offer coverage for any risk based on individual risk characteristics and hazards.