DMI Insurance Services, Inc.

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Automotive Program Specialists

1.800.877.2525

SOME INELIGIBLE BUSINESSES AND EXPOSURES:

  • AUTO DISMANTLERS
  • BOAT DEALERS
  • BUS DEALERS
  • DIESEL TRUCK DEALERS
  • EMERGENCY VEHICLE DEALERS
  • EQUIPMENT DEALERS
  • EXOTIC CAR DEALERS
  • FRANCHISED CAR DEALERS
  • MOTORCYCLE DEALERS
  • SNOW MOBILE DEALERS
  • WRECKING YARDS
  • SALVAGED/REBUILT AUTO SALES
  • AUTOS OVER $60,000
  • CLASSIC/ANTIQUE AUTOS

ELIGIBLE BUSINESSES:

  • Air Conditioning Shops
  • Auto Repair Shops/General Auto Service
  • Auto Seat Cover, Tops & Upholstery Shops
  • Body and/or Paint Shops with a U.L. Approved spray booth
  • Brake Shops/Muffler Shops
  • Diagnostic Shops
  • Electrical Repair Shops
  • Frame Alignment Shops
  • Radiator Shops
  • Smog Control Centers/Tune-up Shops
  • Transmission Shops

Auto Service Protector+

 THE FOLLOWING EXPOSURES IN CONJUCTION WITH AN ELIGIBLE DEALER BUSINESS REQUIRES PRIOR COMPANY APPROVAL:

  • Incidental New Car Franchise such as KIA
  • Equipment Sales / Rental
  • Motorcycle Sales/ Repair
  • Truck Sales/Repair greater than 2 ton capacity
  • Detailing for the public
  • Boat Sales / Repair
  • Engine Rebuilding/Modification
  • Stereo Installation
  • Quick Lube & Oil
  • Mobile Exposures
  • Auto Parts / Accessory Sales
  • RV Sales and Repair

The above list of of prior approval exposures and ineligible businesses are not inclusive.  These are the most common exposures and risks that are declined coverage in the program.  Underwriting judgement plays an important role in our overall risk selection process.  We reserve the right to underwrite and/or decline any risk based on individual risk characteristics and hazards.