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Automotive Program Specialists

DMI Insurance Services, Inc.

All coverage subject to underwriting approval and may not be available to all risks.  In some cases risks may not qualify for coverages or certain limits based on factors including but not limited to: prior loss experience, years of experience, property conditions, location, and business practices. We reserve the right to underwrite and decline to offer coverage for any risk based on individual risk characteristics and hazards.

Garage Liability up to $1,000,000 CSL

Excess Liability up to $1,000,000 CSL
Hired & Non-owned auto
Drive other car coverage
Medical Payments – up to $5,000 per person
Federal Odometer Errors and Omissions
Title Errors and Omissions

Truth in Lending Errors and Omissions

Insurance Agent's Errors and Omissions
Broad Form Products
Broadened Coverage – Garage (Includes Personal and Advertising Injury, Host Liquor Liability, Fire Legal Liability up to $50,000 any one fire, Incidental Medical Malpractice, Non-owned Watercraft)
Owner’s of Premises – Landlord protection
Commercial General Liability - Lessor’s Risk
Fire Legal Liability
Uninsured Motorists coverage
Underinsured Motorists coverage – where applicable
Personal Injury Protection – where applicable by law
Garagekeepers – Legal Liability and Direct Primary
Dealer’s Physical Damage: Dealer’s Open Lot / Dealer’s Blanket (limit restrictions vary by state)
Real & Business Personal Property
Business interruption (Business Income)
Sign coverage
Employee Tool coverage
Electronic Data Processing coverage (computer hardware and software coverage)
Employee Dishonesty, Forgery and Alteration, Theft, Disappearance & Destruction of money
Equipment Breakdown (when property coverage is written)